Property & Housing

Name: Australia Cost of Living Data - CPI, WPI, Rents, Cash Rate 2025
Creator: Numberra
License: https://creativecommons.org/licenses/by/4.0/ (ABS CC BY 4.0)

Track property prices, lending activity, building approvals, rent inflation, and mortgage costs across Australia. All data from the ABS and RBA.

National RPPI (YoY)

2.5%

Q1 2026

Sydney RPPI (YoY)

2.5%

Q1 2026

Sydney Rent Inflation

4.8%

YoY

RBA Cash Rate

4.35%

Last: 30 July 2026

Mortgage Repayment Calculator

Loan Amount ($)

Interest Rate (%)

$3,734

per month (P&I, 30yr)

Residential Property Price Index (YoY %)

Housing Loan Commitments ($m)

Rent Inflation by City (YoY %)

Building Approvals (dwellings)

Rent vs Buy Estimator

A rough guide to compare renting vs buying over a 7-year period. Enter the property price, your rent, and your expected mortgage rate.

How it works: It estimates your monthly mortgage repayment (principal + interest), adds upfront costs like stamp duty, and compares the total against what you'd pay in rent. It assumes a 20% deposit and 3% yearly property growth. This is not financial advice — talk to a professional before making decisions.

Property price ($)

Weekly rent ($)

Mortgage rate (%)

Time horizon

Monthly mortgage repayment$9,411

Total rent you'd pay over 7 years$236,600

Estimated property value after 7 years(assuming 3% yearly growth)$983,899

Renting may be cheaper by$401,025

This is a simplified estimate. It doesn't include council rates, maintenance costs, insurance, landlord fees, or rent increases. Always seek professional advice.

Numberra acknowledges the Traditional Owners of the lands and waters on which we live and work. We pay respect to Elders past and present as the custodians of the world's oldest continuing cultures.

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